Refinance your home with our flexible mortgage programs.
These are tough economic times – and with interest rates so low, maybe the best time to refinance your home. Does a lower interest rate sound good? Paying off some debt? With Franklin First's family of mortgage-refinancing options and top-shelf customer service, peace of mind has never been easier.
By thinking FIRST, you can:
Lower your interest rate
A lower interest rate not only saves you money, it allows you to pay off the principal and build up equity in your home much faster. With today’s historically low interest rates, you can save hundreds each month – and put that money toward paying down other debts, improving your home, even accelerating the mortgage payments on your new loan!
Lower your monthly payments
A lower interest rate not only saves you money, it allows you to pay off the principal and build up equity in your home much faster. With today’s historically low interest rates, you can save hundreds each month – and put that money toward paying down other debts, improving your home, even accelerating the mortgage payments on your new loan!
Consolidate debt
Credit cards, student loans, car payments … it’s so easy to fall behind. By consolidating your debt, you can put an end to late penalties and other nuisance fees, improve your credit rating and likely pay a lower interest rate, thereby saving even more each month! Start putting your finances back in order today!
Purchase investment properties
It’s staring you in the face: that terrific investment property, just waiting to be purchased, improved and flipped. If only you had the startup capital. Thanks to Franklin First Financial’s selection of innovative loan programs – including FHA-backed loans designed specifically for the do-it-yourselfer – you’re closer than you think!
Prevent bankruptcy and foreclosures
With the economy still in crisis, thousands of Americans file for bankruptcy each month. Thousands more lose their homes to foreclosure. Don’t be a statistic! Start the refinancing process today, and you can not only keep your home, you can repair your credit and lower your monthly payments!
Cash out – for anything!
The No. 1 reason to refinance your home is to save money – but there’s no limit to what you can do with your extra cash! Start a new savings program, refinish the basement, fix the car or buy a new one … the choice is yours. It’s the ultimate in financial flexibility to enjoy the home and lifestyle improvements you deserve!