Purchase a Home

Franklin First Financial can put you in your dream home.

The three-bedroom beauty in the great neighborhood, the beachfront cottage, the fixer-upper you know you can flip … they’re not just pipe dreams anymore. With hundreds of loan programs available to the first-time buyer and the savvy investor alike, Franklin First Financial can easily match your needs with terms you’ll love – and our professional staff will be with you every step of the way to ensure your ultimate satisfaction.

By thinking FIRST, you can:

Get the space you and your growing family need
         
Face it … the two-bedroom apartment was great when you were first married, but you outgrew it two kids ago. You’re ready to take the next step and grab your piece of the American Dream, and with our exhaustive menu of fixed-rate and adjustable-rate mortgages – along with the FHA 203(k) loan designed especially with the handyperson in mind – Franklin First Financial is ready to bring you home!
   
Finally purchase that vacation home
         
Remember that family vacation you took when you were a kid? Fishing in the mountain lake, watching the sunrise over the ocean, that great house you stayed in … remember how you swore some day, you’d take your family on a trip like that? Well, with so many loan options to choose from, you’ve never been closer to the lake or the beach – and with interest rates as low as they are, your one-time dream trip could become the investment of a lifetime!
   
Purchase investment properties
         
You own your home, and you’ve often thought of buying a second home purely as an investment. Is this the right time? It’s no secret the economy is struggling right now. The secret is this: For the wise and the bold, these economic conditions are ideal for real estate investments! Low interest rates, low asking prices … it’s a perfect storm of investment opportunity. With Franklin First Financial’s innovative loan programs, you’re poised to become the real estate mogul you always knew you could be.

Loan Options
Fixed-Rate Mortgage A traditional mortgage for homeowners looking to refinance and ensure payment security
FHA Loan Refinance an adjustable-rate mortgage with little equity, or get up to 95 percent of your home's value in cash
Adjustable Rate Mortgage With a three-, five- or seven-year ARM, you can refinance at a lower rate and dramatically lower your monthly payments
Jumbo Loan A top option for homeowners looking to borrow over $417,000
FHA 203k Loan Purchase that handyman's special, or improve your single-family home's value by receiving up to 110 percent of its "as completed" value


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